BOULDER, Colo. – 9th September 2026 – 1F Cash Advance today retracted its earlier statement that Delaware applications were rising because company records did not provide the periods, sample size, methods, and results needed to verify that claim. By December 15, 2026, the company will publish either a documented analysis or a notice explaining why its records cannot support one.
The correction takes effect immediately. The company is not making a statewide finding or forecast, and its new publication and disclosure standard will govern the December update and subsequent reports.
“Readers should be able to examine the figures, methods, and limitations behind any data statement we publish,” said Jordan Lee, Director of Communications at 1F Cash Advance. “We withdrew the earlier claim because it did not meet that standard. Our December update will present verifiable documentation or state plainly that the available records are inadequate.”
December update
If the records permit a reliable analysis, the report will provide:
- Reporting and comparison periods, application totals, sample size, and calculated changes
- Definitions of application statuses and methods for identifying Delaware records, duplicates, and returning applicants
- Relevant changes in traffic, advertising, underwriting, or operations
- Limitations, source links, and the name and title of the person accountable for the report
Company records cannot establish statewide conditions or explain why a person submitted an application. Any discussion of applicant motivations will require information gathered through a documented, consistently administered process.
Publication standard
Beginning September 2, 2026, company reports must distinguish internal findings from outside reporting and link to dated, verifiable source materials. Any external analysis must identify its publisher, publication date, methodology, and direct source.
The company will not use unverifiable material to support conclusions about application activity. Reports also must state when company-level findings cannot be applied to broader populations.
Consumer-content disclosures
This announcement is not an offer or recommendation. Future consumer-facing material that uses the terms payday loan or Bear location will identify the relevant provider and clearly present applicable eligibility requirements, rates, charges, repayment terms, timing conditions, and consequences of missed payments.
Such material will also state that short-term credit may not be appropriate for every consumer and that repeated borrowing can increase total cost.
The complete publication and disclosure standard will accompany the December update.
About 1F Cash Advance
1F Cash Advance operates an online consumer-finance information service at 1firstcashadvance.org. The service publishes educational content and company-data reports under documented sourcing, review, correction, and disclosure procedures. Additional verified information about the organization’s history, founding date, and operating scale will be added to its public company profile when supporting records are available.
Media Contact
Jordan Lee
Director of Communications
1F Cash Advance
info@1firstcashadvance.org
1firstcashadvance.org