BTXBanc AI Protects Firms Against Asian Market Volatility

In the increasingly interconnected global economy, businesses and institutional investors involved in trade with Asia face growing challenges related to currency risk and market volatility. The rapid pace of economic changes in Asian markets, coupled with geopolitical uncertainties, means that currency fluctuations can quickly erode profits or increase costs for importers, exporters, and financial institutions alike.

To address these risks, BTXBanc.com is launching advanced AI-powered features aimed at analyzing Asian markets to help companies minimize their currency exposure and predict high volatility events. This innovation marks a significant step forward in empowering firms with smarter, data-driven tools for managing financial risks in one of the world’s most dynamic regions.

Navigating the Complex Asian Currency Landscape

Asia’s economic landscape is vast and varied, with countries such as China, Japan, South Korea, India, and the ASEAN nations playing critical roles in global trade. However, their currencies are subject to frequent fluctuations influenced by numerous factors: shifting trade policies, changing interest rates, political developments, and global economic trends. For businesses trading with Asian partners, these fluctuations pose substantial risks.

Currency volatility can directly impact the bottom line. For instance, an importer agreeing to pay in a foreign currency might face higher costs if that currency strengthens unexpectedly. Conversely, exporters might see profits shrink if their receivables weaken against their home currency. In this environment, managing currency risk effectively is not just a financial priority but a vital component of maintaining competitiveness.

The Limitations of Traditional Risk Management

Traditional approaches to managing currency exposure—such as forward contracts, options, and swaps—remain essential tools. Yet, their effectiveness hinges on precise timing and accurate market insights. Many companies rely on static models or expert judgment, which may not always capture the fast-moving dynamics of Asian markets. Moreover, institutional investors and corporate treasuries often lack access to real-time predictive analytics that can provide early warnings about volatility spikes or trend reversals.

This gap leaves firms vulnerable to sudden market shocks that can lead to costly hedging mistakes or missed opportunities.

How BTXBanc’s AI Revolutionizes Currency Risk Management

BTXBanc’s AI-powered platform represents a transformative approach to this problem. By integrating machine learning algorithms with vast datasets—including economic indicators, central bank announcements, geopolitical news, and historical currency price movements—the AI engine continuously monitors Asian markets to identify emerging patterns that signal changes in currency behavior.

The AI system excels at detecting subtle signals that might elude traditional analysis, enabling it to forecast periods of heightened volatility or directional currency moves. It not only alerts companies about potential risks but also provides actionable insights on timing currency hedging strategies to optimize cost-effectiveness.

Key Benefits for Companies and Institutions:

  • Minimized Currency Exposure:
    The AI enables firms to anticipate when their foreign exchange positions are most at risk. For example, if signs point to an upcoming depreciation in the Japanese yen, importers with yen-denominated liabilities can hedge sooner, locking in favorable rates and avoiding losses.
  • Early Volatility Warnings:
    BTXBanc’s predictive capabilities give firms advance notice of probable volatility spikes. This insight helps companies adjust procurement schedules, renegotiate contracts, or adopt more flexible financial strategies, reducing exposure to unexpected swings.
  • Data-Driven Decision Making:
    With access to real-time, AI-powered forecasts, corporate treasurers and institutional traders can base their decisions on objective data rather than speculation or delayed market signals. This improves accuracy and confidence in currency risk management.
  • Competitive Advantage:
    Effectively managing currency risk contributes to more stable profit margins, better pricing strategies, and stronger supplier and customer relationships. Firms using BTXBanc’s AI tools gain an edge in the competitive Asian trading environment.

How the AI Works: A Deep Dive

BTXBanc’s AI combines several sophisticated technologies:

  • Machine Learning Models: These learn from historical and real-time data to predict currency movements and volatility patterns.
  • Natural Language Processing (NLP): The AI analyzes news articles, central bank statements, and social media sentiment to gauge market mood and geopolitical risks.
  • Economic Data Integration: The platform continuously processes macroeconomic indicators like GDP growth, inflation rates, trade balances, and monetary policy changes across Asian economies.
  • Real-Time Market Monitoring: Continuous updates ensure the AI reacts quickly to new information, improving prediction accuracy.

By layering these data sources and analytical methods, BTXBanc’s AI creates a nuanced and dynamic picture of the Asian currency landscape.

Empowering Global Trade Through Innovation

BTXBanc’s AI features represent a significant advancement for companies and institutions engaged in Asian trade. By delivering precise, predictive insights into currency risks, the platform helps firms transform uncertainty into opportunity. This technology democratizes access to sophisticated financial analytics that were once limited to large financial institutions, enabling businesses of all sizes to safeguard their operations.

As Asia continues to expand its role in global trade, effective currency risk management will become even more critical. BTXBanc is positioned at the forefront of this evolution, providing the tools needed to navigate complexity and maintain resilience.

Looking Ahead

With its AI-powered market analysis, BTXBanc.com is not only enhancing risk management but also setting a new standard for how companies engage with the Asian financial ecosystem. Importers, exporters, and institutional traders now have the power to foresee volatility, optimize hedging strategies, and protect their bottom lines like never before.

In an era of rapid change and unpredictable markets, BTXBanc’s AI solutions offer the clarity and confidence that businesses need to thrive.

 

Media Contact:
Mr. Liam Callahan
Chief Innovation Officer
Email: info@btxbanc.com
Website: www.btxbanc.com

 

Disclaimer:

This content has been provided by BTXBanc and is published as received. BTXBanc is solely responsible for the information contained herein, including its accuracy and completeness.

This press release is for informational purposes only and does not constitute financial advice or an endorsement of any product or service. Readers should conduct their own research and consult a licensed financial advisor before making investment decisions.

Bojangles Brings Spanish AI Ordering to All Guest Channels in Landmark Launch with Hi Auto

Bojangles has taken a major leap in digital hospitality, announcing a full-scale rollout of Spanish-language AI ordering across all its guest platforms. In partnership with Hi Auto, the AI voice automation company behind some of the most widely deployed drive-thru technologies in the U.S., Bojangles is now offering Spanish-speaking order support at drive-thrus, kiosks, and through its mobile app.

This coordinated expansion marks one of the first truly unified bilingual AI deployments in the U.S. quick-service industry. Meeing customers where they are, in the language they speak, on any platform they choose.

Joining Industry Leaders, but Taking It Further

With this milestone, Bojangles joins Checkers & Rally’s in adopting Hi Auto’s multilingual voice automation. But Bojangles is doing something new. Rather than staggered rollouts or single-channel pilots, the brand is introducing Spanish-language ordering across all customer touchpoints in one synchronized launch, setting a new benchmark for scalable, inclusive service.

It’s a powerful statement: Bojangles is not experimenting with accessibility. It’s delivering it. The brand’s commitment to inclusivity is not just a promise, but a reality that is being delivered to all its customers.

Serving Guests and Empowering Teams

Behind the scenes, the rollout is already paying off for staff. “To me, the biggest thing, or the biggest surprise, has been the improvement of the employee experience,” said Richard Del Valle, Bojangles’ Chief Information Officer. “If we can find ways to make their lives easier, which will then translate to a superior guest experience, that’s a home run for us.”

With the AI managing complex multilingual interactions, team members are freed from the stress of language barriers and can focus fully on food quality, speed, and hospitality. It’s technology that simplifies, not disrupts.

Why This Moment Matters

The rollout also aligns with a dramatic shift in consumer demographics. According to the 2025 Latino Donor Collaborative, Latino purchasing power in the U.S. has climbed to $4.1 trillion. That number is impressive and a business imperative.

By expanding Spanish-language AI ordering across all touchpoints, Bojangles is making a direct, strategic investment in a community that continues to shape national consumer behavior. It’s a recognition of cultural fluency as part of the guest experience.

No Hardware, No Hassle, Just Results

Hi Auto’s Spanish AI system allows customers to speak in English or Spanish interchangeably, even mid-sentence. With 96 percent order accuracy and real-time response, it feels like a natural conversation, not a tech barrier.

The transition was just as seamless operationally. Hi Auto’s hybrid architecture and intelligent customer understanding engine meant Bojangles didn’t have to install new hardware or make major system changes. “To best serve our communities, restaurants need solutions that speak to all customers, and the United States is the world’s second-largest Spanish-speaking country,” said Roy Baharav, CEO of Hi Auto. He adds that “partnerships like this represent a huge breakthrough for the country’s Spanish-speaking and bilingual communities.”

A Human Touch, Powered by AI

AI is often seen as a way to cut labor, but Bojangles is proving it can also elevate it. With language complexity offloaded to the system, employees are more present, more focused, and more available to provide the kind of genuine, welcoming service the brand is known for.

It’s a smarter use of automation aimed not to replace workers, but to help them do their best work.

Defining What Comes Next for QSR

Hi Auto now operates in nearly 1,000 drive-thru locations nationwide. But with this launch, Bojangles has redefined what full-scale, bilingual service can look like in practice. This is not a pilot. It’s not a test case. It’s a nationwide deployment built to meet the moment and meet every guest with the right words, right away.

By going all-in on Spanish AI ordering, Bojangles is charting a path for the rest of the industry to follow. The QSR experience just got faster, smarter, and more inclusive, and Bojangles is leading the way.

The Surprising Economics Behind Buying Custom vs Mass-Market Furniture

That $899 sofa you just clicked “Buy Now” on? It might not be the deal you think it is. While mass-market furniture offers instant gratification, it often comes with a hidden price tag: frequent replacements, hidden maintenance costs, and frustrating performance over time.

As home spending becomes more intentional, consumers are starting to view big-ticket purchases like furniture through a new lens – not just what’s cheapest today, but what holds value tomorrow.

Key Takeaways

  • Low-cost sofas typically last just 3–5 years before needing replacement

  • Custom-built sofas from brands like DreamSofa have a longer lifespan, lower cost-per-year, and better overall value

  • Direct-to-consumer models now make custom furniture more accessible

  • Smart home investments are shifting toward quality, longevity, and sustainability

Fast Furniture, Fast Depreciation

Most entry-level sofas aren’t built to last. Lightweight frames, low-density foam, and synthetic fabrics are all cost-saving measures that wear down fast under everyday use. Over time, what seems like a savvy purchase starts to fall apart – literally.

According to multiple consumer reports, the average budget sofa lasts four to six years before sagging, squeaking, or showing visible wear. If you replace it just twice over a decade, your total spend could exceed $2,500 – often for a seat that never felt great to begin with.

What You’re Actually Paying For

Mass-market furniture prioritizes volume over durability. Manufacturers rely on low-cost materials (like particleboard or MDF), and many pieces aren’t even designed for disassembly or repair – meaning once they fail, they’re landfill-bound.

That’s not just bad for your wallet – it’s a sustainability problem, too. The EPA estimates over 12 million tons of furniture end up in landfills annually, much of it due to short product lifespans.

Why Custom Furniture Makes Financial Sense

Custom sofas often cost more upfront, but they’re built with better materials, tighter craftsmanship, and a longer life in mind. Features like:

  • Kiln-dried hardwood frames

  • High-resilience foam cushions

  • Machine-washable or reversible covers

  • Modular expandability and reconfigurability

…all add years of usable life to the product – and reduce the need for future replacements.

Some direct-to-consumer brands are also disrupting the price equation. For instance, DreamSofa offers made-to-order sofas with premium materials, modular design, and white-glove delivery – all at prices that rival many “mid-tier” retailers. Instead of buying a new sofa every few years, you buy once – and refresh over time.

Thinking Like an Investor

If you treat your home like an asset, your furniture should be part of that equation. Think about the per-year cost, not just the upfront sticker price. A $3,000 custom sectional that lasts 15 years ends up costing $200 per year – often less than the total outlay for multiple replacements of lower-end options.

You also gain comfort, support, and aesthetics that mass-market options rarely offer. And if you’re furnishing a rental or staging a home for sale, quality furniture can influence perceived value and reduce churn between updates.

Final Thoughts

Not every purchase needs to be an investment – but when it comes to the core pieces in your home, it’s worth thinking long-term. With the right materials, smart construction, and modular design, a single sofa can adapt, evolve, and outlast a decade of trends and wear.

Brands like DreamSofa are betting that consumers want better, not just more – and with rising awareness around sustainability, longevity, and direct pricing, that bet is starting to pay off.

FAQs

How often do most people replace their sofa?

Every 4–7 years, depending on the quality and use case.

What makes custom furniture more durable?

Higher-quality materials (like hardwood frames, premium foam, and performance fabrics), plus better joinery and design practices.

Is custom furniture worth the investment?

Yes – especially when the total cost over time is lower and performance is higher. You get better comfort, better materials, and fewer replacements.

How can I tell if a sofa is built to last?

Look for kiln-dried hardwood, spring-based support systems, CertiPUR-certified foam, and brands that offer lifetime warranties.

What’s the benefit of modular or reconfigurable design?

Modular sofas can adapt to changing layouts, add sections over time, and make moving or expanding far easier.

SOL and DOGE poised for a strong rebound? Invro Mining’s smart cloud mining emerges as a new frontier for the second half of the year

According to reports from multiple on-chain data institutions, the trading activity of Solana (SOL) and Dogecoin (DOGE) has recently surged significantly, with the number of on-chain wallets and transaction frequencies breaking through the monthly average for consecutive days. Several analysts have pointed out that while Solana (SOL) has remained at around 175 USD in a consolidation phase and DOGE (Dogecoin) has stabilised around 0.21 USD, there has been a significant increase in demand for “low-risk, predictable” digital yield tools. Especially in the context of volatile coin prices, an increasing number of investors are turning to automated cloud mining platforms to participate in the crypto market through “non-speculative methods.”

Compared to traditional coin hoarding and contract trading models, smart cloud mining offers a stable income mechanism that requires no market analysis, daily payouts, and the ability to withdraw funds at any time. In this trend, established platforms such as Invro Mining, and have emerged as new opportunities for side hustles and asset allocation, thanks to their global green energy infrastructure and AI-powered computing power allocation.

Meanwhile, market attention has significantly increased toward AI-driven computing power platforms and green mining ecosystems. Unlike the traditional approach of holding coins and waiting, an increasing number of users are adopting a “dual income from holding and mining” strategy to prepare for the anticipated rebound in the cryptocurrency market in the second half of the year.

In this trend, the established cloud mining platform Invro Mining has emerged as a focal point: its newly launched SOL and DOGE-specific computing power contracts have attracted a large number of users, with some short-term contracts sold out on the day of release.

The strengthening of multiple cryptocurrencies, coupled with relaxed regulatory measures, is unleashing the potential for “compliant mining” to explode.

While accelerating global expansion in Hong Kong, Dubai, and other regions to establish crypto hubs, regulatory frameworks such as the EU’s MICA and Southeast Asia’s licensing framework are being implemented, driving rapid compliance in the crypto industry. Traditional cryptocurrency trading strategies carry high risks and have high entry barriers, while mining for returns through compliant platforms is emerging as a low-risk investment tool for retail and middle-class users.

Invro Mining was founded in 2016, specialising in global green mining computing power allocation. It currently operates 135 renewable energy-powered mining farms, serving 175 countries with over 10 million registered users.

Latest Cloud Mining Contract Plan (SOL & DOGE )

Contract Name Investment Amount Duration Estimated Returns
SOL Light Experience Plan $15 1 day $15.60
DOGE Short-Term Contracts $100 2 days $108.00
SOL Double Profit Plan $3,000 10 days $3,570.00
DOGE Smart Growth Contract $5,000 15 days $6,625.00
SOL & DOGE Advanced Mining Master Plan $10,000 30 days $15,190.00

All contracts are automatically settled daily, and users can withdraw or reinvest at any time.

( Click here to view more bonus contracts )

User feedback: “My phone is my mining rig.”

“I deposited DOGE and saw my first earnings within minutes. Now checking my income growth daily has become a habit.” — Joseph from Singapore, who has referred 12 friends to contract mining, said, “Commissions are paid promptly, and I now earn over $3,000 monthly from this side hustle.”

Conclusion:

As on-chain activity data for mainstream cryptocurrencies like SOL, DOGE, and XRP continues to improve and price recovery expectations strengthen, simply waiting for prices to rise is no longer the optimal strategy. Achieving dual value appreciation through “cryptocurrency holding + mining rewards” via Invro Mining may become the most undervalued cryptocurrency side hustle opportunity in the second half of 2025.

Sign up now to experience cloud mining: https://invromining.com
Media cooperation: info@invromining.com
App support: Android/iOS are now available ( Click to download )

Media Contact Information

Invro Mining

info@invromining.com

https://invromining.com/xml/index.html#/about

 

Disclaimer:

This content has been provided by Invro Mining and is published as received. Invro Mining is solely responsible for the information contained herein, including its accuracy and completeness.

This press release is not financial advice or an investment offer. Cryptocurrency mining and staking involve risk and may lead to loss. Please do your own research and consult a financial advisor before investing.

Crypto Market Faces Nearly $1 Billion Liquidations, JA Mining Provides Stable Dollar-Based Returns

The cryptocurrency market experienced a sharp sell-off, resulting in nearly $1 billion in liquidations of futures and leveraged positions. Altcoins were hit hardest. These rapid price fluctuations triggered significant margin calls, exacerbating downward market pressure.

In addition to market volatility, environmental concerns surrounding cryptocurrency mining are growing. Recent research indicates that Bitcoin mining alone emits millions of tons of carbon dioxide annually, drawing increasing attention from regulators worldwide.

In this challenging environment, JA Mining offers a dependable alternative for crypto enthusiasts seeking steady income without exposure to price swings. By providing fixed daily returns denominated and paid out in US dollars, the platform protects users from market volatility while maintaining transparent earnings.

“No matter how the market moves, our users know exactly what their daily income will be,” said a spokesperson for JA Mining. “This certainty is especially valuable in times like these.”

Clear, Fixed-Return Mining Contracts

JA Mining’s cloud mining contracts come with transparent terms — a set investment amount in USD, a defined short duration, and a guaranteed daily payout in dollars:

Mining Contract Examples

LTC Classic Miner – $200 | 2 Days | $7/day → Total: $14

DOGE Innovative Miner – $2,420 | 3 Days | $86.88/day → Total: $260.63

DOGE Quality Choice – $12,500 | 3 Days | $535/day → Total: $1,605

For more plans, please visit the official website: https://jamining.com

Environmentally Responsible Mining

Recognizing increasing scrutiny on mining’s carbon footprint, JA Mining operates exclusively on renewable energy sources such as hydroelectric and solar power. This commitment not only aligns with global sustainability goals but also ensures operations are resilient amid tightening regulations.

A Stable Choice Amid Market Uncertainty

As the crypto landscape continues to face unpredictable swings and regulatory pressures, JA Mining’s approach offers clarity and peace of mind. For investors wary of volatile markets but interested in crypto income, its fixed USD-denominated contracts present a low-risk, transparent solution.

 

About JA Mining

JA Mining is a global cloud mining platform offering fixed-return contracts settled in USD, covering leading cryptocurrencies like XRP, Bitcoin, Dogecoin, and Litecoin. Powered by renewable energy and automated management, it provides users worldwide with a stable and transparent way to earn crypto income without price risk.

Start now, no need to wait: click to download the APP and register to get $100 to start 0 cost mining

 

Media Contact:

JA Mining

info@jamining.com

www.jamining.com

 

Disclaimer:

This content has been provided by JA Mining and is published as received. JA Mining is solely responsible for the information contained herein, including its accuracy and completeness.

This press release is for informational purposes only and does not constitute financial advice or an endorsement of any product or service. Readers should conduct their own research and consult a licensed financial advisor before making investment decisions.

Sunny Mining Launches Automated Cloud Mining Service, Enabling Users to Earn Passive Crypto Income Daily

Chicago, Illinois — As the digital economy continues to grow rapidly, more people are seeking effortless ways to generate income without prior experience. Sunny Mining offers the perfect solution—a fully automated cloud mining platform that requires no hardware, no technical knowledge, and no manual intervention. Simply register an account, choose a mining contract, and receive stable daily profits. High-tier investors can earn over $10,000 per day.

Why Choose Sunny Mining?

A Global Leader in Green Cloud Mining

Sunny Mining has established large-scale data centers in regions rich in renewable energy, such as hydropower and wind power hubs. This not only supports environmental sustainability but also dramatically reduces electricity costs, maximizing user profits.

Daily Auto-Settlement & Transparent Earnings

All mining rewards are automatically distributed to users’ accounts every day. Real-time income details are accessible via the dashboard, and users can withdraw funds or reinvest in contracts at any time to optimize earnings.

Flexible Investment with Leading Cryptocurrencies

Sunny Mining supports cloud mining contracts funded by major cryptocurrencies including BTC, USDC, and XRP, allowing users to diversify their strategies based on market trends.

How to Get Started with Sunny Mining in Just 3 Steps

Step 1: Visit the official website https://www.sunnymining.com and sign up.
New users receive a $15 welcome bonus, and daily check-ins offer an additional $0.6 in rewards.

Step 2: Choose the cloud mining contract that suits your investment strategy. Sunny Mining offers both short-term and long-term options. Examples include:

Trial Plan: $100 investment, 2-day term, $4 daily profit, total return: $108

XRP Classic Hashrate: $500 investment, 5-day term, $6.25 daily profit, total return: $531.25

BTC Classic Hashrate: $2,500 investment, 16-day term, $34.5 daily profit, total return: $3,052

XRP Premium Hashrate: $5,000 investment, 21-day term, $74 daily profit, total return: $6,554

XRP Premium Hashrate: $10,000 investment, 30-day term, $159 daily profit, total return: $14,770
(Click here to explore more high-return plans.)

Step 3: Start receiving automated daily earnings. Withdraw funds at any time.

Why Is Sunny Mining So Profitable?

Institutional-Grade Mining Facilities
Partnered with top global mining pools to secure the lowest possible hashrate costs.

AI-Powered Hashrate Allocation
Proprietary AI identifies the most profitable mining paths and adjusts allocations in real time for maximum efficiency.

Green Energy Advantage
Powered by solar, wind, and other renewable energy sources—lowering electricity costs and supporting long-term profitability for users.

Let Your Digital Assets Work for You—Starting with Sunny Mining

Whether you’re new to crypto or a seasoned investor seeking passive income, Sunny Mining provides a simple, efficient, and sustainable path to long-term wealth.

Join Sunny Mining today to grow your digital assets daily and take one step closer to financial freedom.


Official Website: https://www.sunnymining.com
Contact Email: info@sunnymining.com

Ready Steady Sell Releases Market Report on UK Cash Home Purchases

Ready Steady Sell, co-owned by Lisa Hayes, has published a comprehensive study of the UK property market, focusing on the growth and risks of cash house-buying. As the market changes amidst economic uncertainty, the report shows how cash purchases have become a key part of the national housing landscape.

Trends: Cash Purchases Now 1 in 3 Sales

  • The report, using ONS and Land Registry data, reveals that 32–33% of all UK property transactions in 2024–2025 were cash sales, and cash is now a major part of the market.
  • Regional examples:
    • Solihull (West Midlands) 35.8% cash sales in 2023
    • Inverclyde (Scotland) 50%+ cash buying, mainly in properties below the national average.

Cash Discounts and Price Sensitivity

  • Cash purchases close at an average 9% discount, that’s £28,000 less than a mortgage buyer would pay – showing the power of speed and liquidity.
  • Discounts vary by region, North West England 13.4%, Scotland 12.8%, North East 12.4%. London is the opposite, cash buyers sometimes pay more due to foreign investors in the high end.

Market Forces Drive Cash Sales – But May Limit Growth

  • UK house prices rose 3.3% in 2024, 2025 forecast 1–2% growth as demand slows and supply increases in the south.
  • Mortgages approvals are down 22%, over 300,000 property sales fell through in 2023, so sellers are turning to quicker, more certain cash sales.
  • Despite strong recent activity, analysts at Ready Steady Sell expect cash buyers’ market share to drop from recent highs (>40%) back to the long term average of ~35% as mortgage buyers re-enter due to improving affordability.

Key Points from Lisa Hayes, Co-Owner of Ready Steady Sell

“Our findings show cash house buyers are no longer a niche – they are a force to be reckoned with in the UK housing market. Sellers are opting for certainty and speed over marginal price gain, especially when traditional sales stall due to chain breakdowns or financing delays.”

Report highlights:

  • Cash sales complete in less than 2 weeks, compared to multi-week delays with mortgage dependent chains.
  • Sellers value certainty of completion, reduced risk of fall-throughs or last minute price reductions (“gazundering”).
  • Mortgage buyers face more scrutiny, affordability tests and uncertain decision windows – higher failure rates.

The Cash House Buying Company Effect

Lisa of Ready Steady Sell went on to tell us that cash house buying companies have gone from being a niche service to a mainstream force in the UK housing market in 2025. New research shows they now complete around 32-33% of all residential property transactions, giving homeowners a quick, chain-free way to sell in 7-21 days. This has been driven by a 22% drop in traditional mortgage approvals and 300,000+ sales collapse last year, so many are trading a small discount for certainty and speed.

These cash buyers typically buy properties for around £28,000, or 9.3% below mortgage-based offers. Regional variations are huge: sellers in the North West and Scotland may face discounts of 13-13.4%, while London often favours cash buyers – sometimes offering premiums – due to international investors and high-end market. This geographical disparity shows how cash buyers have more pricing power in lower-value or mid-market segments.

Despite a small recovery in traditional buyer activity – new mortgage affordability rules have increased borrowing by up to 20% and mortgage approvals rose again in mid-2025 – cash-based purchases remain dominant. The withdrawal of mortgage-dependent buyers has left cash buyers as a stable, resilient presence in a market otherwise beset by affordability issues, property chain collapses and economic.

House buying companies themselves are affected by these broader trends. They benefit from the opportunities created by sellers who need a quick exit, especially in probate, inheritance or relocation situations. They can close quickly – often without property repairs and legal fees – and that’s still attractive to vendors despite the lower offer. 

But they also face pressure: competitive offers have got tighter as more companies enter the market and some areas are becoming saturated. Many now offer hybrid models, buying direct cash and listing on the open market through estate agents to get a higher sale price while still having speed and liquidity options.

SlideModel Launches Copilot-Enabled PowerPoint Templates to Enhance AI-Powered Business Presentations

SlideModel, a leading provider of professional PowerPoint presentation templates for business professionals, educators, and consultants, today announced the launch of its new Copilot-enabled template collection, a curated set of presentation templates fully optimized to work with Microsoft 365 Copilot. This launch marks a significant milestone for the company, aligning its offerings with the growing demand for AI-assisted productivity tools across the enterprise space.

As Microsoft Copilot becomes widely adopted within PowerPoint, users are increasingly looking for presentation templates that are not only visually compelling but also structurally optimized for seamless AI interaction and structurally with AI agents. SlideModel’s new Copilot-ready templates are designed with this in mind, built using PowerPoint-native layouts, semantic placeholders, and structured slide logic; allowing users to maximize Copilot’s ability to generate, rewrite, and summarize content through natural language prompts.

Now, with tools like Microsoft Copilot and SlideModel AI with its AI presentation maker, SlideModel is empowering users to streamline their presentation design processes, and go from concept to presentation in minutes, combining intelligent structure with beautiful design.

In addition to the Copilot integration & research, SlideModel has also been investing in its proprietary SlideModel AI engine, a web-based tool that helps users generate complete presentations by simply describing the topic or goal, and generating fully compatible PowerPoint presentations. SlideModel AI supports both PowerPoint and Google Slides outputs, allowing users to generate draft presentations in seconds using business-ready visual models and diagrams from SlideModel’s vast catalog.

With the combined power of Copilot-enabled presentation templates and SlideModel AI, final presenters and presentation designers now have multiple ways to accelerate presentation creation, whether starting from scratch using AI, or enhancing and transforming existing decks using Microsoft’s generative assistant.

SlideModel subscribers also gain full access to the platform’s catalog of over 50,000 professional slide templates, covering a wide range of business needs including timelines, process diagrams, strategy frameworks, Gantt charts, editable icons, dashboards, case studies, and more. Together with AI, these assets empower users to elevate the quality of their presentations without sacrificing time or consistency. These assets are used by a wide range of professionals to enhance communication speed, brand consistency, and executive-level clarity.

This latest release reflects SlideModel’s commitment to innovation in the rapidly changing productivity landscape, where human creativity and artificial intelligence increasingly go hand in hand.

The Copilot-enabled templates are now available to all SlideModel subscribers under certain plans. Presentation templates can be downloaded in .potx format and are compatible with Microsoft 365 environments where Copilot is activated. For organizations using SharePoint, SlideModel provides documentation to help deploy templates into the Your organization Copilot view for seamless team-wide access.

About SlideModel

SlideModel is a leading provider of presentation design resources, offering editable presentation templates, fully compatible with PowerPoint and Google Slides. With over 50,000 professional assets and a growing suite of AI-powered tools, SlideModel helps professionals, educators, and teams worldwide create structured, visually impactful presentations at scale.

SlideModel serves users in more than 190 countries and supports clients across industries such as consulting, finance, healthcare, education, technology, and the public sector.

 

Contact: German Viera

Company Name: SlideModel.com

Email: media@slidemodel.com

City/Country: Montevideo, Uruguay

5 Experts Explain How Small Businesses Are Automating Finance in 2025

In 2025, small businesses aren’t asking if they should automate their finances—they’re asking what they should automate next.

The tools have finally caught up. What used to take hours—chasing invoices, running payroll, sorting receipts—now takes minutes. Automation is no longer just for big companies with accounting departments. It’s built for busy founders, lean teams, and growing businesses that don’t have time to waste.

To find out what’s actually working, we asked five finance and operations experts how small businesses are automating their finances in 2025—and what they recommend others do first.

Here’s what they had to say.

#1 – “Manual Bookkeeping Is a Bottleneck—Train AI Once and Let It Categorize for You”

– Beth Rivera, CEO of Best Financial Planners

If you’re still spending hours each week sorting receipts, tagging expenses, or guessing which category to use in your accounting software—you’re wasting time.

Beth says most small businesses underestimate how much of their bookkeeping can be automated, especially with today’s AI features in tools like QuickBooks, Xero, and Zoho Books.

“These tools are smart now,” she says. “You upload a receipt or sync a bank feed, and the system learns how to categorize based on past behavior. The more you use it—and correct it early on—the smarter it gets.”

The key? Don’t just turn it on and forget it. In the first few weeks, Amelia recommends checking every suggestion. Fix what’s wrong. Mark what’s right. After that, the tool starts doing most of the heavy lifting—automatically sorting things like rent, subscriptions, contractor payments, and utilities without you touching a thing.

She adds that automation isn’t just about speed—it’s about accuracy. “Misclassified expenses can throw off your entire P&L. With AI, you catch fewer errors and don’t have to play cleanup at tax time.”

If you’re looking for a place to start with finance automation, she says this is it: “Train your AI once, and you’ll never categorize another lunch receipt again.”

#2 – “Automate Invoicing Like You Automate Marketing”

– Mat Noti, Co-Founder and CEO of Renn Company Accounting in Spain

According to Mat Noti, most small businesses treat invoicing like an afterthought. “They spend hours building customer funnels, scheduling email campaigns, and optimizing ads—but when it’s time to bill clients, it’s a manual mess.”

That’s a big mistake.

“In 2025, invoicing should work like a marketing drip campaign,” Mat says. “Your invoice gets sent automatically, reminders follow based on timing, and if someone’s late, they get a nudge—without you having to do anything.”

Tools like FreshBooks, Stripe Billing, and Zoho Invoice let you build in smart triggers. For example, you can set invoices to go out the moment a project is marked complete or once a product is delivered. 

If a client hasn’t paid after 7 days? They get a polite reminder with a payment link. Still unpaid after 14 days? Add a late fee automatically.

Mat also recommends linking your billing system to your CRM. That way, your team can see who’s paid, who hasn’t, and what conversations are happening—without toggling between platforms.

“Your time should go into delivering great work, not chasing money,” he says. “Automate your invoicing, and your cash flow improves without you even noticing.”

#3 – “Payroll Shouldn’t Take More Than 10 Minutes—If It Does, You’re Doing It Wrong”

– Ben Rose, Founder & CEO of CashbackHQ

Still updating spreadsheets after every trade or manually calculating your tax liability? That’s outdated—and risky.

“Small trading businesses need to treat their finances like a real operation,” says Ben Rose. “The faster you automate the backend, the more time and headspace you free up to focus on strategy.”

He explains that modern tools like Sharesight, Koinly, and CoinTracking are game-changers for solo traders and boutique firms alike. “These tools connect directly to your trading platforms, automatically track your portfolio, calculate gains and losses, and even prepare tax reports based on your jurisdiction.”

Ben says automation isn’t just about convenience—it’s about staying compliant in a fast-moving, multi-market world. “With different tax rules for crypto, stocks, and international trading, there’s too much room for error if you’re doing it all manually. Automation keeps your books tight and your reporting stress-free.”

His takeaway: “You don’t need a CFO to run a tight financial ship. You just need the right tools—and to stop wasting time on things a machine can do better.”

#4 – “Forecasting Has to Be Live—Static Spreadsheets Are Risky Now”

– Bill Sanders, from QuickPeopleLookup

For Bill Sanders, forecasting isn’t just about planning—it’s about reacting fast.

“In 2025, small businesses need to know where they stand in real time,” he says. “Static spreadsheets updated once a month? That’s a liability.”

He explains that connected forecasting tools—like Float, Fathom, or Spotlight Reporting—can pull live data from your accounting software, CRM, and inventory systems. This gives founders and managers a clear, updated view of cash flow, revenue trends, and future runway—without needing to dig through files or ask the accountant for a custom report.

“A lot of small businesses don’t realize they’re in trouble until it’s too late,”Bill says. “But if you’re automating your forecast with real-time inputs, you spot problems early. Sales slowing down? Costs creeping up? You’ll see it weeks before it becomes a crisis.”

He also emphasizes that forecasting isn’t just for big companies. “Even if you’re running a service business or solo agency, you need to know: how much can I spend next month? Can I afford to hire? Should I push for more sales now or hold back?”

Automation helps you answer those questions fast—and with confidence. “Set up the system once, then check it weekly. It becomes part of how you run the business—not something you scramble to build when things get tight.”

#5 – “Don’t Wait for Tax Season—Automate Compliance Year-Round”

– Steve Morris, Founder & CEO of NEWMEDIA

If your tax prep still turns into a mad scramble every March, you’re leaving money—and peace of mind—on the table.

“For agencies, taxes aren’t a once-a-year task anymore. If you’re not automating it month by month, it piles up fast,” says Steve Morris, founder of the digital agency NEWMEDIA.

He recommends tools like Bench, QuickBooks, or Avalara to handle ongoing compliance automatically. “We’ve got recurring invoices, freelance contracts, ad spend across platforms—it’s a lot to track. Automation keeps it all in sync and up to date.”

With integrated systems, he explains, agencies can automatically categorize expenses, calculate quarterly tax estimates, and even prep 1099s without lifting a finger. “Once it’s connected, the system handles the routine. You just approve and move on.”

Steve also highlights the power of automated alerts and reminders. “It’s like having a virtual CFO. You know what’s due, what’s missing, and what’s coming up—before it becomes a problem.”

His bottom line: “Agencies should spend more time on campaigns, not compliance. Tax automation frees you up to do the work that actually grows the business.”

Final Thoughts

Each of these experts made one thing clear—finance automation in 2025 isn’t just about saving time. It’s about making smarter decisions, staying compliant without stress, and finally getting out of the weeds.

Whether it’s invoicing, payroll, forecasting, or taxes, small businesses now have access to tools that used to be reserved for big companies. Start small, automate one process, and let the systems grow with you. The less time you spend buried in admin, the more time you have to actually build your business.

Black Banx reports USD 1.5 billion pre-tax profit in Q2 2025 amid ongoing strategic expansion

Road Town, BVI – Black Banx today reported a pre-tax profit of USD 1.5 billion for the second quarter of 2025, slightly down from the record USD 1.6 billion in Q1 2025 but significantly above the USD 1.3 billion achieved in Q4 2024. The Group’s Q2 revenues totaled USD 4.1 billion, driven by continued customer acquisition, high transaction volumes, and strong platform usage across global markets.

As of June 2025, Black Banx’s global customer base reached 84 million, up from 78 million at the end of Q1, reflecting the Group’s continued momentum in attracting new users, particularly in emerging markets across Africa, South Asia, and Latin America.

The cost/income ratio stood at 64%, marginally higher than 63% in Q1 2025 but continuing the Group’s downward trajectory from 68% at year-end 2024, highlighting sustained efforts in operational optimization and automation through AI.

Michael Gastauer, Group Chief Executive Officer, commented:

“While Q2 performance slightly softened compared to Q1’s record-breaking results, we remain firmly on track to deliver another outstanding year. Our strategic focus on underbanked regions, platform innovation, and scalable growth is yielding measurable progress. With 84 million customers already onboarded mid-year, we’re closer than ever to surpassing the 100 million mark by year-end.”

Daniel Dumitrascu, Group Chief Financial Officer, added:

“We are encouraged by the robust profitability and strong customer engagement in Q2. The slight dip in revenue and profit was anticipated as part of seasonal trends and continued investment into expansion. Our disciplined cost management and AI-driven efficiencies ensure we stay well-positioned to achieve our 2025 targets.”

The Group cited growth in international payment activity, expanding product uptake across private and business segments, and ongoing integration of AI tools for onboarding, compliance, and client servicing as key contributors to the quarter’s results.

2025 Half-Year Financial Highlights:

  • Q2 2025 pre-tax profit: USD 1.5 billion
  • Q2 2025 revenue: USD 4.1 billion
  • Total H1 2025 profit before tax: USD 3.1 billion
  • Customer base: 84 million as of June 30, 2025
  • Cost/income ratio: 64%
  • Employee base: over 8,800 globally

Strategic Priorities for the Remainder of 2025:

  • Reach 100 million customers by year-end
  • Deepen market penetration in Africa, South Asia, and Latin America
  • Continue enhancing AI-driven efficiencies across all operations
  • Deliver consistent value creation and capital returns to shareholders

About Black Banx:

Black Banx Group is a leading global fintech, serving over 84 million clients across 180 countries. With a workforce of 8,800+ employees and offices across four continents, Black Banx offers secure, inclusive, and fully digital banking services tailored to individuals, businesses, and institutions worldwide. The Group remains committed to financial innovation, global access, and cross-border payment excellence.

Media Relations:

Black Banx Group Holdings Inc.
Email: mediateam@blackbanx.com
X: @BlackBanx