Pulse Bulletin

According to reports from multiple on-chain data institutions, the trading activity of Solana (SOL) and Dogecoin (DOGE) has recently surged significantly, with the number of on-chain wallets and transaction frequencies breaking through the monthly average for consecutive days. Several analysts have pointed out that while Solana (SOL) has remained at around 175 USD in a consolidation phase and DOGE (Dogecoin) has stabilised around 0.21 USD, there has been a significant increase in demand for “low-risk, predictable” digital yield tools. Especially in the context of volatile coin prices, an increasing number of investors are turning to automated cloud mining platforms to participate in the crypto market through “non-speculative methods.”

Compared to traditional coin hoarding and contract trading models, smart cloud mining offers a stable income mechanism that requires no market analysis, daily payouts, and the ability to withdraw funds at any time. In this trend, established platforms such as Invro Mining, and have emerged as new opportunities for side hustles and asset allocation, thanks to their global green energy infrastructure and AI-powered computing power allocation.

Meanwhile, market attention has significantly increased toward AI-driven computing power platforms and green mining ecosystems. Unlike the traditional approach of holding coins and waiting, an increasing number of users are adopting a “dual income from holding and mining” strategy to prepare for the anticipated rebound in the cryptocurrency market in the second half of the year.

In this trend, the established cloud mining platform Invro Mining has emerged as a focal point: its newly launched SOL and DOGE-specific computing power contracts have attracted a large number of users, with some short-term contracts sold out on the day of release.

The strengthening of multiple cryptocurrencies, coupled with relaxed regulatory measures, is unleashing the potential for “compliant mining” to explode.

While accelerating global expansion in Hong Kong, Dubai, and other regions to establish crypto hubs, regulatory frameworks such as the EU’s MICA and Southeast Asia’s licensing framework are being implemented, driving rapid compliance in the crypto industry. Traditional cryptocurrency trading strategies carry high risks and have high entry barriers, while mining for returns through compliant platforms is emerging as a low-risk investment tool for retail and middle-class users.

Invro Mining was founded in 2016, specialising in global green mining computing power allocation. It currently operates 135 renewable energy-powered mining farms, serving 175 countries with over 10 million registered users.

Latest Cloud Mining Contract Plan (SOL & DOGE )

Contract Name	Investment Amount	Duration	Estimated Returns
SOL Light Experience Plan	$15	1 day	$15.60
DOGE Short-Term Contracts	$100	2 days	$108.00
SOL Double Profit Plan	$3,000	10 days	$3,570.00
DOGE Smart Growth Contract	$5,000	15 days	$6,625.00
SOL & DOGE Advanced Mining Master Plan	$10,000	30 days	$15,190.00

All contracts are automatically settled daily, and users can withdraw or reinvest at any time.

( Click here to view more bonus contracts )

User feedback: “My phone is my mining rig.”

“I deposited DOGE and saw my first earnings within minutes. Now checking my income growth daily has become a habit.” — Joseph from Singapore, who has referred 12 friends to contract mining, said, “Commissions are paid promptly, and I now earn over $3,000 monthly from this side hustle.”

Conclusion:

As on-chain activity data for mainstream cryptocurrencies like SOL, DOGE, and XRP continues to improve and price recovery expectations strengthen, simply waiting for prices to rise is no longer the optimal strategy. Achieving dual value appreciation through “cryptocurrency holding + mining rewards” via Invro Mining may become the most undervalued cryptocurrency side hustle opportunity in the second half of 2025.

Sign up now to experience cloud mining: https://invromining.com
Media cooperation: info@invromining.com
App support: Android/iOS are now available ( Click to download )

Media Contact Information

Invro Mining

info@invromining.com

https://invromining.com/xml/index.html#/about

 

Disclaimer:

This content has been provided by Invro Mining and is published as received. Invro Mining is solely responsible for the information contained herein, including its accuracy and completeness.

This press release is not financial advice or an investment offer. Cryptocurrency mining and staking involve risk and may lead to loss. Please do your own research and consult a financial advisor before investing.

The cryptocurrency market experienced a sharp sell-off, resulting in nearly $1 billion in liquidations of futures and leveraged positions. Altcoins were hit hardest. These rapid price fluctuations triggered significant margin calls, exacerbating downward market pressure.

In addition to market volatility, environmental concerns surrounding cryptocurrency mining are growing. Recent research indicates that Bitcoin mining alone emits millions of tons of carbon dioxide annually, drawing increasing attention from regulators worldwide.

In this challenging environment, JA Mining offers a dependable alternative for crypto enthusiasts seeking steady income without exposure to price swings. By providing fixed daily returns denominated and paid out in US dollars, the platform protects users from market volatility while maintaining transparent earnings.

“No matter how the market moves, our users know exactly what their daily income will be,” said a spokesperson for JA Mining. “This certainty is especially valuable in times like these.”

Clear, Fixed-Return Mining Contracts

JA Mining’s cloud mining contracts come with transparent terms — a set investment amount in USD, a defined short duration, and a guaranteed daily payout in dollars:

Mining Contract Examples

LTC Classic Miner – $200 | 2 Days | $7/day → Total: $14

DOGE Innovative Miner – $2,420 | 3 Days | $86.88/day → Total: $260.63

DOGE Quality Choice – $12,500 | 3 Days | $535/day → Total: $1,605

For more plans, please visit the official website: https://jamining.com

Environmentally Responsible Mining

Recognizing increasing scrutiny on mining’s carbon footprint, JA Mining operates exclusively on renewable energy sources such as hydroelectric and solar power. This commitment not only aligns with global sustainability goals but also ensures operations are resilient amid tightening regulations.

A Stable Choice Amid Market Uncertainty

As the crypto landscape continues to face unpredictable swings and regulatory pressures, JA Mining’s approach offers clarity and peace of mind. For investors wary of volatile markets but interested in crypto income, its fixed USD-denominated contracts present a low-risk, transparent solution.

 

About JA Mining

JA Mining is a global cloud mining platform offering fixed-return contracts settled in USD, covering leading cryptocurrencies like XRP, Bitcoin, Dogecoin, and Litecoin. Powered by renewable energy and automated management, it provides users worldwide with a stable and transparent way to earn crypto income without price risk.

Start now, no need to wait: click to download the APP and register to get $100 to start 0 cost mining

 

Media Contact:

JA Mining

info@jamining.com

www.jamining.com

 

Disclaimer:

This content has been provided by JA Mining and is published as received. JA Mining is solely responsible for the information contained herein, including its accuracy and completeness.

This press release is for informational purposes only and does not constitute financial advice or an endorsement of any product or service. Readers should conduct their own research and consult a licensed financial advisor before making investment decisions.

Chicago, Illinois — As the digital economy continues to grow rapidly, more people are seeking effortless ways to generate income without prior experience. Sunny Mining offers the perfect solution—a fully automated cloud mining platform that requires no hardware, no technical knowledge, and no manual intervention. Simply register an account, choose a mining contract, and receive stable daily profits. High-tier investors can earn over $10,000 per day.

Why Choose Sunny Mining?

A Global Leader in Green Cloud Mining

Sunny Mining has established large-scale data centers in regions rich in renewable energy, such as hydropower and wind power hubs. This not only supports environmental sustainability but also dramatically reduces electricity costs, maximizing user profits.

Daily Auto-Settlement & Transparent Earnings

All mining rewards are automatically distributed to users’ accounts every day. Real-time income details are accessible via the dashboard, and users can withdraw funds or reinvest in contracts at any time to optimize earnings.

Flexible Investment with Leading Cryptocurrencies

Sunny Mining supports cloud mining contracts funded by major cryptocurrencies including BTC, USDC, and XRP, allowing users to diversify their strategies based on market trends.

How to Get Started with Sunny Mining in Just 3 Steps

Step 1: Visit the official website https://www.sunnymining.com and sign up.
New users receive a $15 welcome bonus, and daily check-ins offer an additional $0.6 in rewards.

Step 2: Choose the cloud mining contract that suits your investment strategy. Sunny Mining offers both short-term and long-term options. Examples include:

Trial Plan: $100 investment, 2-day term, $4 daily profit, total return: $108

XRP Classic Hashrate: $500 investment, 5-day term, $6.25 daily profit, total return: $531.25

BTC Classic Hashrate: $2,500 investment, 16-day term, $34.5 daily profit, total return: $3,052

XRP Premium Hashrate: $5,000 investment, 21-day term, $74 daily profit, total return: $6,554

XRP Premium Hashrate: $10,000 investment, 30-day term, $159 daily profit, total return: $14,770
(Click here to explore more high-return plans.)

Step 3: Start receiving automated daily earnings. Withdraw funds at any time.

Why Is Sunny Mining So Profitable?

Institutional-Grade Mining Facilities
Partnered with top global mining pools to secure the lowest possible hashrate costs.

AI-Powered Hashrate Allocation
Proprietary AI identifies the most profitable mining paths and adjusts allocations in real time for maximum efficiency.

Green Energy Advantage
Powered by solar, wind, and other renewable energy sources—lowering electricity costs and supporting long-term profitability for users.

Let Your Digital Assets Work for You—Starting with Sunny Mining

Whether you’re new to crypto or a seasoned investor seeking passive income, Sunny Mining provides a simple, efficient, and sustainable path to long-term wealth.

Join Sunny Mining today to grow your digital assets daily and take one step closer to financial freedom.

Official Website: https://www.sunnymining.com
Contact Email: info@sunnymining.com

Ready Steady Sell, co-owned by Lisa Hayes, has published a comprehensive study of the UK property market, focusing on the growth and risks of cash house-buying. As the market changes amidst economic uncertainty, the report shows how cash purchases have become a key part of the national housing landscape.

Trends: Cash Purchases Now 1 in 3 Sales

• The report, using ONS and Land Registry data, reveals that 32–33% of all UK property transactions in 2024–2025 were cash sales, and cash is now a major part of the market.
• Regional examples:
  • Solihull (West Midlands) 35.8% cash sales in 2023
  • Inverclyde (Scotland) 50%+ cash buying, mainly in properties below the national average.

Cash Discounts and Price Sensitivity

• Cash purchases close at an average 9% discount, that’s £28,000 less than a mortgage buyer would pay – showing the power of speed and liquidity.
• Discounts vary by region, North West England 13.4%, Scotland 12.8%, North East 12.4%. London is the opposite, cash buyers sometimes pay more due to foreign investors in the high end.

Market Forces Drive Cash Sales – But May Limit Growth

• UK house prices rose 3.3% in 2024, 2025 forecast 1–2% growth as demand slows and supply increases in the south.
• Mortgages approvals are down 22%, over 300,000 property sales fell through in 2023, so sellers are turning to quicker, more certain cash sales.
• Despite strong recent activity, analysts at Ready Steady Sell expect cash buyers’ market share to drop from recent highs (>40%) back to the long term average of ~35% as mortgage buyers re-enter due to improving affordability.

Key Points from Lisa Hayes, Co-Owner of Ready Steady Sell

“Our findings show cash house buyers are no longer a niche – they are a force to be reckoned with in the UK housing market. Sellers are opting for certainty and speed over marginal price gain, especially when traditional sales stall due to chain breakdowns or financing delays.”

Report highlights:

• Cash sales complete in less than 2 weeks, compared to multi-week delays with mortgage dependent chains.
• Sellers value certainty of completion, reduced risk of fall-throughs or last minute price reductions (“gazundering”).
• Mortgage buyers face more scrutiny, affordability tests and uncertain decision windows – higher failure rates.

The Cash House Buying Company Effect

Lisa of Ready Steady Sell went on to tell us that cash house buying companies have gone from being a niche service to a mainstream force in the UK housing market in 2025. New research shows they now complete around 32-33% of all residential property transactions, giving homeowners a quick, chain-free way to sell in 7-21 days. This has been driven by a 22% drop in traditional mortgage approvals and 300,000+ sales collapse last year, so many are trading a small discount for certainty and speed.

These cash buyers typically buy properties for around £28,000, or 9.3% below mortgage-based offers. Regional variations are huge: sellers in the North West and Scotland may face discounts of 13-13.4%, while London often favours cash buyers – sometimes offering premiums – due to international investors and high-end market. This geographical disparity shows how cash buyers have more pricing power in lower-value or mid-market segments.

Despite a small recovery in traditional buyer activity – new mortgage affordability rules have increased borrowing by up to 20% and mortgage approvals rose again in mid-2025 – cash-based purchases remain dominant. The withdrawal of mortgage-dependent buyers has left cash buyers as a stable, resilient presence in a market otherwise beset by affordability issues, property chain collapses and economic.

House buying companies themselves are affected by these broader trends. They benefit from the opportunities created by sellers who need a quick exit, especially in probate, inheritance or relocation situations. They can close quickly – often without property repairs and legal fees – and that’s still attractive to vendors despite the lower offer. 

But they also face pressure: competitive offers have got tighter as more companies enter the market and some areas are becoming saturated. Many now offer hybrid models, buying direct cash and listing on the open market through estate agents to get a higher sale price while still having speed and liquidity options.

SlideModel, a leading provider of professional PowerPoint presentation templates for business professionals, educators, and consultants, today announced the launch of its new Copilot-enabled template collection, a curated set of presentation templates fully optimized to work with Microsoft 365 Copilot. This launch marks a significant milestone for the company, aligning its offerings with the growing demand for AI-assisted productivity tools across the enterprise space.

As Microsoft Copilot becomes widely adopted within PowerPoint, users are increasingly looking for presentation templates that are not only visually compelling but also structurally optimized for seamless AI interaction and structurally with AI agents. SlideModel’s new Copilot-ready templates are designed with this in mind, built using PowerPoint-native layouts, semantic placeholders, and structured slide logic; allowing users to maximize Copilot’s ability to generate, rewrite, and summarize content through natural language prompts.

Now, with tools like Microsoft Copilot and SlideModel AI with its AI presentation maker, SlideModel is empowering users to streamline their presentation design processes, and go from concept to presentation in minutes, combining intelligent structure with beautiful design.

In addition to the Copilot integration & research, SlideModel has also been investing in its proprietary SlideModel AI engine, a web-based tool that helps users generate complete presentations by simply describing the topic or goal, and generating fully compatible PowerPoint presentations. SlideModel AI supports both PowerPoint and Google Slides outputs, allowing users to generate draft presentations in seconds using business-ready visual models and diagrams from SlideModel’s vast catalog.

With the combined power of Copilot-enabled presentation templates and SlideModel AI, final presenters and presentation designers now have multiple ways to accelerate presentation creation, whether starting from scratch using AI, or enhancing and transforming existing decks using Microsoft’s generative assistant.

SlideModel subscribers also gain full access to the platform’s catalog of over 50,000 professional slide templates, covering a wide range of business needs including timelines, process diagrams, strategy frameworks, Gantt charts, editable icons, dashboards, case studies, and more. Together with AI, these assets empower users to elevate the quality of their presentations without sacrificing time or consistency. These assets are used by a wide range of professionals to enhance communication speed, brand consistency, and executive-level clarity.

This latest release reflects SlideModel’s commitment to innovation in the rapidly changing productivity landscape, where human creativity and artificial intelligence increasingly go hand in hand.

The Copilot-enabled templates are now available to all SlideModel subscribers under certain plans. Presentation templates can be downloaded in .potx format and are compatible with Microsoft 365 environments where Copilot is activated. For organizations using SharePoint, SlideModel provides documentation to help deploy templates into the Your organization Copilot view for seamless team-wide access.

About SlideModel

SlideModel is a leading provider of presentation design resources, offering editable presentation templates, fully compatible with PowerPoint and Google Slides. With over 50,000 professional assets and a growing suite of AI-powered tools, SlideModel helps professionals, educators, and teams worldwide create structured, visually impactful presentations at scale.

SlideModel serves users in more than 190 countries and supports clients across industries such as consulting, finance, healthcare, education, technology, and the public sector.

 

Contact: German Viera

Company Name: SlideModel.com

Email: media@slidemodel.com

City/Country: Montevideo, Uruguay

In 2025, small businesses aren’t asking if they should automate their finances—they’re asking what they should automate next.

The tools have finally caught up. What used to take hours—chasing invoices, running payroll, sorting receipts—now takes minutes. Automation is no longer just for big companies with accounting departments. It’s built for busy founders, lean teams, and growing businesses that don’t have time to waste.

To find out what’s actually working, we asked five finance and operations experts how small businesses are automating their finances in 2025—and what they recommend others do first.

Here’s what they had to say.

#1 – “Manual Bookkeeping Is a Bottleneck—Train AI Once and Let It Categorize for You”

– Beth Rivera, CEO of Best Financial Planners

If you’re still spending hours each week sorting receipts, tagging expenses, or guessing which category to use in your accounting software—you’re wasting time.

Beth says most small businesses underestimate how much of their bookkeeping can be automated, especially with today’s AI features in tools like QuickBooks, Xero, and Zoho Books.

“These tools are smart now,” she says. “You upload a receipt or sync a bank feed, and the system learns how to categorize based on past behavior. The more you use it—and correct it early on—the smarter it gets.”

The key? Don’t just turn it on and forget it. In the first few weeks, Amelia recommends checking every suggestion. Fix what’s wrong. Mark what’s right. After that, the tool starts doing most of the heavy lifting—automatically sorting things like rent, subscriptions, contractor payments, and utilities without you touching a thing.

She adds that automation isn’t just about speed—it’s about accuracy. “Misclassified expenses can throw off your entire P&L. With AI, you catch fewer errors and don’t have to play cleanup at tax time.”

If you’re looking for a place to start with finance automation, she says this is it: “Train your AI once, and you’ll never categorize another lunch receipt again.”

#2 – “Automate Invoicing Like You Automate Marketing”

– Mat Noti, Co-Founder and CEO of Renn Company Accounting in Spain

According to Mat Noti, most small businesses treat invoicing like an afterthought. “They spend hours building customer funnels, scheduling email campaigns, and optimizing ads—but when it’s time to bill clients, it’s a manual mess.”

That’s a big mistake.

“In 2025, invoicing should work like a marketing drip campaign,” Mat says. “Your invoice gets sent automatically, reminders follow based on timing, and if someone’s late, they get a nudge—without you having to do anything.”

Tools like FreshBooks, Stripe Billing, and Zoho Invoice let you build in smart triggers. For example, you can set invoices to go out the moment a project is marked complete or once a product is delivered. 

If a client hasn’t paid after 7 days? They get a polite reminder with a payment link. Still unpaid after 14 days? Add a late fee automatically.

Mat also recommends linking your billing system to your CRM. That way, your team can see who’s paid, who hasn’t, and what conversations are happening—without toggling between platforms.

“Your time should go into delivering great work, not chasing money,” he says. “Automate your invoicing, and your cash flow improves without you even noticing.”

#3 – “Payroll Shouldn’t Take More Than 10 Minutes—If It Does, You’re Doing It Wrong”

– Ben Rose, Founder & CEO of CashbackHQ

Still updating spreadsheets after every trade or manually calculating your tax liability? That’s outdated—and risky.

“Small trading businesses need to treat their finances like a real operation,” says Ben Rose. “The faster you automate the backend, the more time and headspace you free up to focus on strategy.”

He explains that modern tools like Sharesight, Koinly, and CoinTracking are game-changers for solo traders and boutique firms alike. “These tools connect directly to your trading platforms, automatically track your portfolio, calculate gains and losses, and even prepare tax reports based on your jurisdiction.”

Ben says automation isn’t just about convenience—it’s about staying compliant in a fast-moving, multi-market world. “With different tax rules for crypto, stocks, and international trading, there’s too much room for error if you’re doing it all manually. Automation keeps your books tight and your reporting stress-free.”

His takeaway: “You don’t need a CFO to run a tight financial ship. You just need the right tools—and to stop wasting time on things a machine can do better.”

#4 – “Forecasting Has to Be Live—Static Spreadsheets Are Risky Now”

– Bill Sanders, from QuickPeopleLookup

For Bill Sanders, forecasting isn’t just about planning—it’s about reacting fast.

“In 2025, small businesses need to know where they stand in real time,” he says. “Static spreadsheets updated once a month? That’s a liability.”

He explains that connected forecasting tools—like Float, Fathom, or Spotlight Reporting—can pull live data from your accounting software, CRM, and inventory systems. This gives founders and managers a clear, updated view of cash flow, revenue trends, and future runway—without needing to dig through files or ask the accountant for a custom report.

“A lot of small businesses don’t realize they’re in trouble until it’s too late,”Bill says. “But if you’re automating your forecast with real-time inputs, you spot problems early. Sales slowing down? Costs creeping up? You’ll see it weeks before it becomes a crisis.”

He also emphasizes that forecasting isn’t just for big companies. “Even if you’re running a service business or solo agency, you need to know: how much can I spend next month? Can I afford to hire? Should I push for more sales now or hold back?”

Automation helps you answer those questions fast—and with confidence. “Set up the system once, then check it weekly. It becomes part of how you run the business—not something you scramble to build when things get tight.”

#5 – “Don’t Wait for Tax Season—Automate Compliance Year-Round”

– Steve Morris, Founder & CEO of NEWMEDIA

If your tax prep still turns into a mad scramble every March, you’re leaving money—and peace of mind—on the table.

“For agencies, taxes aren’t a once-a-year task anymore. If you’re not automating it month by month, it piles up fast,” says Steve Morris, founder of the digital agency NEWMEDIA.

He recommends tools like Bench, QuickBooks, or Avalara to handle ongoing compliance automatically. “We’ve got recurring invoices, freelance contracts, ad spend across platforms—it’s a lot to track. Automation keeps it all in sync and up to date.”

With integrated systems, he explains, agencies can automatically categorize expenses, calculate quarterly tax estimates, and even prep 1099s without lifting a finger. “Once it’s connected, the system handles the routine. You just approve and move on.”

Steve also highlights the power of automated alerts and reminders. “It’s like having a virtual CFO. You know what’s due, what’s missing, and what’s coming up—before it becomes a problem.”

His bottom line: “Agencies should spend more time on campaigns, not compliance. Tax automation frees you up to do the work that actually grows the business.”

Final Thoughts

Each of these experts made one thing clear—finance automation in 2025 isn’t just about saving time. It’s about making smarter decisions, staying compliant without stress, and finally getting out of the weeds.

Whether it’s invoicing, payroll, forecasting, or taxes, small businesses now have access to tools that used to be reserved for big companies. Start small, automate one process, and let the systems grow with you. The less time you spend buried in admin, the more time you have to actually build your business.

Road Town, BVI – Black Banx today reported a pre-tax profit of USD 1.5 billion for the second quarter of 2025, slightly down from the record USD 1.6 billion in Q1 2025 but significantly above the USD 1.3 billion achieved in Q4 2024. The Group’s Q2 revenues totaled USD 4.1 billion, driven by continued customer acquisition, high transaction volumes, and strong platform usage across global markets.

As of June 2025, Black Banx’s global customer base reached 84 million, up from 78 million at the end of Q1, reflecting the Group’s continued momentum in attracting new users, particularly in emerging markets across Africa, South Asia, and Latin America.

The cost/income ratio stood at 64%, marginally higher than 63% in Q1 2025 but continuing the Group’s downward trajectory from 68% at year-end 2024, highlighting sustained efforts in operational optimization and automation through AI.

Michael Gastauer, Group Chief Executive Officer, commented:

“While Q2 performance slightly softened compared to Q1’s record-breaking results, we remain firmly on track to deliver another outstanding year. Our strategic focus on underbanked regions, platform innovation, and scalable growth is yielding measurable progress. With 84 million customers already onboarded mid-year, we’re closer than ever to surpassing the 100 million mark by year-end.”

Daniel Dumitrascu, Group Chief Financial Officer, added:

“We are encouraged by the robust profitability and strong customer engagement in Q2. The slight dip in revenue and profit was anticipated as part of seasonal trends and continued investment into expansion. Our disciplined cost management and AI-driven efficiencies ensure we stay well-positioned to achieve our 2025 targets.”

The Group cited growth in international payment activity, expanding product uptake across private and business segments, and ongoing integration of AI tools for onboarding, compliance, and client servicing as key contributors to the quarter’s results.

2025 Half-Year Financial Highlights:

• Q2 2025 pre-tax profit: USD 1.5 billion
• Q2 2025 revenue: USD 4.1 billion
• Total H1 2025 profit before tax: USD 3.1 billion
• Customer base: 84 million as of June 30, 2025
• Cost/income ratio: 64%
• Employee base: over 8,800 globally

Strategic Priorities for the Remainder of 2025:

• Reach 100 million customers by year-end
• Deepen market penetration in Africa, South Asia, and Latin America
• Continue enhancing AI-driven efficiencies across all operations
• Deliver consistent value creation and capital returns to shareholders

About Black Banx:

Black Banx Group is a leading global fintech, serving over 84 million clients across 180 countries. With a workforce of 8,800+ employees and offices across four continents, Black Banx offers secure, inclusive, and fully digital banking services tailored to individuals, businesses, and institutions worldwide. The Group remains committed to financial innovation, global access, and cross-border payment excellence.

Media Relations:

Black Banx Group Holdings Inc.
Email: mediateam@blackbanx.com
X: @BlackBanx

 

London, UK – In the UK, lenders are increasingly using new technologies like open banking and artificial intelligence (AI) to improve the way they assess creditworthiness. These tools help lenders make faster, more accurate, and fairer decisions about who they lend money to. This is particularly important in a time when customers expect quick decisions and more personalised services.

What Is Open Banking?

Open banking is a secure way for people to share their financial data with third-party providers, including lenders. 

“With the customer’s permission, we (lenders) can access real-time information from their bank accounts,” explains the founder of The One Stop Money Shop. “This includes details about income, spending habits, direct debits, and regular bills. Unlike traditional credit scoring, which often relies on outdated or limited data, open banking gives lenders a more complete and current picture of a borrower’s financial health.”

According to the UK’s Open Banking Implementation Entity, more than 11 million open banking payments were made in July 2023 alone. This shows how quickly consumers and businesses are starting to trust and use open banking services.

How AI Supports Smarter Lending

Artificial intelligence is helping lenders process large amounts of data quickly. AI systems can analyse open banking data, along with other financial and behavioural information, to spot patterns and assess risk. This means lenders are better able to judge whether someone can repay a loan—not just based on their credit score, but on how they manage money day to day.

AI can also help identify fraud and reduce the risk of lending to someone who is over-indebted. For example, if someone is regularly going into their overdraft or missing bill payments, the AI can pick that up quickly, even if it hasn’t yet affected their credit file. This allows lenders to act responsibly and avoid giving loans to people who may struggle to repay.

Faster, Fairer Decisions

“By combining open banking and AI, many UK lenders can make faster lending decisions for fast cash loans —sometimes in minutes,” explains Dan Kettle, founder of finance startup, Pheabs.

“This is especially helpful for people who may not have a long credit history, such as young adults or those new to the UK. Instead of being judged only on past credit, lenders can see how they manage their money in real life.”

A report by PwC found that 74% of UK financial institutions believe AI will be key to improving the quality and fairness of credit decisions. This shows a strong commitment to using technology to create better outcomes for both lenders and borrowers.

The Future of Lending

As more people become comfortable with sharing their data through open banking, and as AI becomes more advanced, lending decisions are likely to keep improving. This means fewer people will be unfairly turned down for credit, and more lenders can reduce the risk of bad debts.

Overall, the use of open banking and AI is making the UK lending market more efficient, more inclusive, and more tailored to individual financial behaviour. It’s a step towards a smarter, more responsible financial system.

 

MEDIA CONTACT

Dana Leigh
dana@fivepr.com
Five PR

Munich, Germany – In a time of profound global transformation, Dmytro Konoval has emerged as a key figure advancing Africa’s economic development. As an entrepreneur and innovator, he is fostering new opportunities in gold exports and resource development by integrating cutting-edge technology with industrial expertise. His work aims to unlock the vast potential of Africa’s mining and raw materials sectors, enabling sustainable growth and enhanced market access.

Modernizing Africa’s Trade Infrastructure

Konoval’s initiatives focus on modernizing trade operations critical to Africa’s resource-dependent economies. By leveraging digital platforms and secure transaction systems, his efforts streamline cross-border payments, reduce operational costs, and enhance transparency in commodity trading. This approach facilitates faster, more efficient trade flows and broadens access to global financing for African businesses, particularly small and medium-sized enterprises.

Unlocking Africa’s Gold Potential

Despite Africa’s abundant gold reserves, many challenges hinder the sector’s full development—ranging from infrastructure gaps to limited access to global buyers. Konoval is tackling these barriers by establishing an integrated supply chain encompassing gold extraction, refining, and distribution. Central to this effort is the Auric Hub refinery, designed to provide high-quality refining services with full traceability. This facility will support both in-house production and third-party miners, bolstering Africa’s position in the global gold market.

Minttora: Bridging Industrial Development and Digital Innovation

Minttora represents the next phase of Konoval’s vision—an integrated ecosystem that combines physical gold production with advanced financial infrastructure. The project plans to operate legally secured mining operations, utilize the Auric Hub for refining, produce physical gold coins, and issue asset-backed digital certificates. These certificates correspond to insured gold coins securely stored in vaults, enhancing accessibility, liquidity, and security for investors.

Looking ahead, Konoval envisions the creation of a Bank of Minerals, aimed at supporting the mining and commercialization of critical resources beyond gold, expanding across Africa. While still in its conceptual phase, this initiative is a cornerstone of Minttora’s long-term growth strategy.

Strategic Partnership in the UAE

A critical element of Minttora’s expansion is its collaboration with Abu Ahmed Al Khaili, the project’s official representative in the United Arab Emirates. Al Khaili brings extensive expertise in logistics, infrastructure, and business development, facilitating investor engagement, trade route optimization, and regulatory alignment within the UAE’s sophisticated financial environment.

Promoting Inclusive Growth and Financial Sovereignty

Konoval’s approach prioritizes job creation, economic empowerment, and transparent industrial development. The projects adhere to environmental sustainability, ethical resource management, and fair revenue sharing principles. By combining fintech-enabled financial access with operational scale, Minttora supports Africa’s increasing integration into the global trade economy.

A Forward-Looking Economic Model

Minttora is more than a trading platform; it is a comprehensive ecosystem uniting industrial growth, financial innovation, and sustainable development. Through integrated gold extraction, refining, minting, and digital certification, it creates tangible value for investors, governments, and local communities.

Konoval’s vision paves the way for a more efficient, equitable, and technologically sovereign future—one in which Africa plays a central role in the global resource economy.

 

Contact Info:

Name: Anna Stukkert

Company : Stukkerts Company

Phone: +49 162 2328333

Phone: +92 320 6271511

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Hong Kong — Edgen, an AI-driven market intelligence platform, is redefining how retail investors navigate digital assets. Edgen’s foundational architecture, powered by its proprietary Efficient Decision Guidance Model (EDGM), is purpose-built to process vast market inputs from on-chain transactions to social media pulses and return coherent, contextual guidance within seconds. Where traditional analytics platforms rely on charts and data grids, Edgen frames insight in motion, real-time, conversational, and synthesized.

“Edgen’s Megabrain Injects Iconic Minds Into Everyday Crypto Decisions”

Today, Edgen launches its latest feature, Megabrain Investors’ Picks, a first-of-its-kind feature that simulates how globally recognized investors and public figures might evaluate specific crypto assets. With one query, users can receive AI-generated opinions “as if” they were speaking to Warren Buffett, Vitalik Buterin, Nancy Pelosi, Binance’s CZ, and other widely followed financial minds.

Megabrain Investors’ Picks addresses the growing need for retail investors, who are often operating with limited context and are experiencing information overload, struggling to make confident decisions in a highly volatile market. 

It is not a chatbot nor a parody, and not quite financial advice either, although for many retail investors overwhelmed by opinion noise, it might function like something close. At its core, Megabrain compresses massive amounts of public information like speeches, historical decisions, known holdings, quotes, etc., into stylized, fast-response simulations. The voices are fictionalized, but the tone and positioning reflect a very real investing logic.

“Retail investors are over-informed but under-aligned,” said Sean Tao, CEO & Co-Founder of Edgen. “There’s no shortage of analysis online, but what’s often missing is personality-guided inference, such as how someone like Warren Buffett would react, not just what the market did. These nuances are valuable, especially for those making decisions alone.”

The feature doesn’t bury users in data, nor does it attempt to predict prices. Instead, it offers contextual tone, the kind that institutional players absorb over years of watching a portfolio manager speak, or observing how certain personalities lean when markets shift. 

Unlike static market reports or long-form analysis, Megabrain Investors’ Picks invites rapid comparison. By asking the same question across multiple personalities, users can watch the philosophical spread unfold. For example, Buffett’s caution against Trump’s enthusiasm, or Buterin’s nuance against CZ’s pragmatism. It becomes a live case study in sentiment divergence, delivered in natural language and without pretense.

Edgen has already been gradually positioning itself as a crypto-native insights layer with mass accessibility features like Edgen Search (real-time token data plus conversational summaries), Portfolio AI, and narrative tools that interpret sentiment shifts. Megabrain adds the missing layer: Voice Opinions. It may be simulated, but it is specific, sharp, and occasionally surprising.

About Edgen
Edgen is the leading AI-powered market intelligence operating system in the crypto space. Through its proprietary Efficient Decision Guidance Model (EDGM), the platform transforms high-barrier institutional-grade strategies into universally accessible smart tools. Pioneering the “Cognition-as-a-Service” (CaaS) architecture, Edgen integrates modular AI agents, real-time social sentiment analysis, and on-chain analytics to empower retail traders and independent analysts to navigate crypto markets with institutional-grade precision.

Backed by crypto-native funds such as Framework Ventures and North Island Ventures, Edgen’s technical team combines former Wall Street quantitative trading experts and core Web3 protocol developers, collectively building the cognitive infrastructure for next-generation open finance.

Website: https://www.edgen.tech/ 

X/Twitter: https://x.com/EdgenTech 

Media contact: press@edgen.tech 

 

Disclaimer: The views expressed through Edgen’s Megabrain Investors’ Picks are AI-generated simulations based on public data and do not represent actual statements or financial advice from the individuals portrayed. Users should conduct their own research and consult a qualified professional before making any investment decisions.